Are You Required to Provide Health Insurance?

A recent survey conducted by eHealthInsurance found that many small business owners do not fully understand what the Patient Protection and Affordable Care Act (PPACA, or “Obamacare”) means for their business.

The survey, given to 439 small business employers, asked “To the best of your knowledge, does health care reform require you to provide health insurance for your employees in 2014?” Under the PPACA, employers with less than 50 full-time employees don’t have to buy health insurance for their employees. Only two of the businesses surveyed had 50+ or more full-time employees.

Unfortunately, only 31% knew that they did not have to provide health insurance to their employees. 35% did not know, and 34% incorrectly believed that they were required to buy insurance in 2014.

Below are some additional resources on navigating the PPACA.

For more information on health insurance and your business, human resource consulting, or employer programs contact Xenium HR at 503-612-1555 or visit

This post is intended as information only and is not a substitute for legal advice. Xenium HR is a professional employer organization specializing in strategic HR partnership with small and mid-sized businesses in Portland, Oregon.

Mathew Simonton

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