Health Benefits Outsourcing
Healthcare is at the forefront of every business owner’s benefits agenda. Outsourcing your health benefits to Xenium makes this often-challenging process simple and easy. We’ve spent time researching, analyzing and selecting the very best providers to give you the ability to choose the program that best suits your needs. Each year, Xenium undertakes an Employer Health Benefits survey of employers across the country. The survey provides a detailed look at trends in employer-sponsored health coverage, including changes in premiums, employee contributions, cost-sharing policies and other relevant information. Xenium uses the information in this survey – among other sources – to negotiate with its health benefit partners. Xenium clients are the ultimate beneficiary of our efforts.
Through the PEO model, Xenium’s group health benefit plans offers flexibility on plan offerings and pricing discounts to employers of all sizes. We facilitate and manage all employee benefit administration including in-person or online enrollment, claims management, employee services and COBRA administration.
PacificSource Health Plans
PacificSource physician network includes both Providence, Legacy, OHSU & SWWMC care providers. Choose from any of the plan options to build your client provided plan. All plans include out of area coverage.
All plans include Alternative Care to meet your chiropractic, acupuncture, naturopathic, and massage needs. Rider options are available for Rx, Vision and Dental.
Zero Deductible Plan
$20 co-pay for office visits
20% coinsurance in network / 40% coinsurance out of network
$2,000 per person/ $6,000 per family maximum
$250 Deductible Plan
$15.00 co-pay for office visits
20% coinsurance in network / 40% coinsurance out of network
$2,000 per person/ $6,000 per family maximum
$500 Deductible Plan
$15.00 co-pay for office visits
20% coinsurance in network / 40% coinsurance out of network
$2,000 per person/ $6,000 per family maximum
High Deductible Health Plan - $1,000 Deductible
$20.00 co-pay for office visits
20% coinsurance in network / 40% coinsurance out of network
$2,000 per person/ $6,000 per family maximum
High Deductible Health Plan - $1,500 Deductible
$30.00 co-pay for office visits
20% coinsurance in network / 40% coinsurance out of network
$3,000 per person/ $9,000 per family maximum
High Deductible Health Plan - $3,000 Deductible
$30.00 co-pay for office visits
20% coinsurance in network / 40% coinsurance out of network
$3,000 per person/ $9,000 per family maximum
The following underwriting guidelines apply:
