Life and Disability

Life Insurance & Accidental Death & Dismemberment

  • Flexible schedule options such as:
    1. Multiple salary schedules
    2. Flat benefit schedule
    3. Title related benefit
  • Group discount pricing
  • Seat belt benefit
  • Accelerated benefit potential
  • Individual universal life and term life products

    Short Term Disability Plan

  • 60% to 70% of salary replacement
  • Up to $2500 per week maximum benefit
  • 24 hour or non-occupational benefits
  • Partial disability
  • Flexible waiting & maximum benefit periods

    Long Term Disability

  • 60% to 66 2/3% salary replacement
  • 24 hour coverage
  • Customized plans to meet your needs
  • Flexible waiting & maximum benefit periods
  • Coverage to age 65+
  • Partial and residual benefits included
  • Progressive return to work provisions
  • Child care expense option Premium Employee census needed for quotation
  • Premium
    Employee census needed for quotation

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