Hand Off the Administrative Workload of a 401(k) Retirement Plan

 

 

 

 

 

Adopting the Xenium 401(k) plan can save you time.
Time you can use to focus on growing your business

Maximizing the business benefits of a retirement plan, while minimizing the challenges.
That’s where Xenium comes in.

ADMINISTRATION

  • Eligibility tracking
  • Employee enrollment & education
  • Annual nondiscrimination testing
  • Distribution processing
  • Investment reviews
  • Loan processing
  • Compliance & legislative supervision
  • Annual nondiscrimination testing, administration, audit & 5500 filing
  • Plan document creation & management

WHY XENIUM’S PLAN?

  • Traditional & Roth plan
  • Economy of scale pricing
  • Fiduciary liability insurance
  • Plan design flexibility
  • Extensive investment options
  • Business tax deductions
  • Average expense ratio: 0.78 %

PLAN FEATURES

Through the Xenium 401(k) retirement plan, employers can offer employees access to a premier Traditional and Roth 401(k) retirement plan without the headache of administering it.

  • Retirement Target Funds – 6 portfolio options
  • Build Your Own Portfolio – 18 investment options, 3 guaranteed interest, and 1 money market
  • Self-Directed Brokerage Account – thousands of available options
  • Safe harbor options
  • Auto enroll options
  • Immediate to 1 year waiting period
  • Immediate to 6 year vesting schedule
  • Optional discretionary match

The pooled assets of many small employers under Xenium’s “large employer” 401(k) plan significantly lowers plan expenses!

Ready to Get Started?