Hand Off the Administrative Workload of a 401(k) Retirement Plan
Adopting the Xenium 401(k) plan can save you time.
Time you can use to focus on growing your business
Maximizing the business benefits of a retirement plan, while minimizing the challenges.
That’s where Xenium comes in.
ADMINISTRATION
- Eligibility tracking
- Employee enrollment & education
- Annual nondiscrimination testing
- Distribution processing
- Investment reviews
- Loan processing
- Compliance & legislative supervision
- Annual nondiscrimination testing, administration, audit & 5500 filing
- Plan document creation & management
WHY XENIUM’S PLAN?
- Traditional & Roth plan
- Economy of scale pricing
- Fiduciary liability insurance
- Plan design flexibility
- Extensive investment options
- Business tax deductions
- Average expense ratio: 0.78 %
PLAN FEATURES
Through the Xenium 401(k) retirement plan, employers can offer employees access to a premier Traditional and Roth 401(k) retirement plan without the headache of administering it.
- Retirement Target Funds – 6 portfolio options
- Build Your Own Portfolio – 18 investment options, 3 guaranteed interest, and 1 money market
- Self-Directed Brokerage Account – thousands of available options
- Safe harbor options
- Auto enroll options
- Immediate to 1 year waiting period
- Immediate to 6 year vesting schedule
- Optional discretionary match
The pooled assets of many small employers under Xenium’s “large employer” 401(k) plan significantly lowers plan expenses!
Learn About Our Other Benefit Programs